BRBankRails

Concept service running

OPEN BANKING / CONNECTION BOARDPLATFORM 12

One consent.
Useful connections.

ACCOUNT DATAREADYA1

BALANCE VERIFICATIONREADYB2

PAYMENT INITIATIONREADYC3

BankRails gives third-party products a clear route to permissioned account information, balance checks and payment initiation through one aggregation layer.

Build a consent ticket ↓

B2 / Account aggregation

Turn separate institutions into one readable timetable.

Institution connectionConsent token checkedARRIVED
Account informationNormalised into a consistent product shapeREADY
Balance verificationRequested only when the product journey needs itOPTIONAL
B/V

C3 / Balance verification

A clear answer, with consent and context attached.

BankRails is conceived to make verification a specific request rather than an invisible background action. Products can communicate what is checked and why.

Request
Can this account support the intended journey?
Response
Structured verification result with a traceable reference.
Boundary
No more information than the approved scope.

D4 / Payment initiation

Keep authorisation on the route.

01PrepareProduct creates a payment request.

02AuthoriseUser approves through their institution.

03ReturnStatus comes back to the product journey.

E5 / Integration enquiry

Where should your product connect?